So you’re ready to take the plunge — shacking up, co-habitating, cuffing — however you refer to it, moving in together is a big deal. (It sure beats living alone.) And while that may seem obvious, what may not be are the questions you should be asking your soon-to-be roommate before any semblance of a lease is signed.

“Most of the times when couples are making these important decisions, they make assumptions about their partner’s wishes,” Dr. Sabitha Pillai-Friedman, assistant professor in the Human Sexuality Program at Widener University, told The Huffington Post. “When these issues are brought into the open and discussed, there is less room for disappointments and resentments later.”

That isn’t to say that forgoing the “talk” will make or break your relationship — there’splenty of research out there offering insight on that — but it could keep you from looking for both love and a gently-used sofa on Craigslist down the road.

HuffPost Home asked the experts about the best way to break the ice and here’s what they said:

What To Ask: Who is paying for what?
Follow Up With: Who is bringing what? What are we purchasing together? What is still needed?

Why It’s Important: “It’s essential to discuss spending before you move in together,” says relationship expert Andrea Syrtash. “Money issues are common in a relationship, but if things are delineated and agreed to in advance, you can avoid common money arguments. Decide if you’ll set up a joint account for household expenses and/or who is responsible for what. It’s not unusual for one person in a couple to be a spender and the other to be a saver. It’s okay if you don’t agree on all aspects of how you’d like to spend your money. Just remember that being in a partnership means you’ll meet in the middle on issues so neither of you feel uncomfortable.”

Pillai-Friedman adds that a chat about your household’s pet policy is also important here. Who is responsible for the pet care and medical bills, for instance. Plus, if you’re both bringing an animal into the house, do they get along? Are they allowed on the couch, bed, kitchen counter, etc.?

What To Ask: Are both our names on the lease?

Why It’s Important: “It may be uncomfortable to discuss this question, especially since you’re acknowledging that you may not be together forever and it’s possible the relationship won’t work out; but it’s essential to put this kind of question on the table so neither of you is blind-sighted,” Syrtash says.

What To Ask: How are we handling grocery shopping and meal planning?
Follow Up With: How often do you clean, say, the bathroom? Would you rather cook or wash the dishes? How often do you take out the garbage? Every night? Or when it’s full?

Why It’s Important: According to Syrtash, “These questions are about household tasks and it’s good to put the chores down (bathroom, garbage, dishes, etc) and figure out the rooms or areas that you’d each like to manage. Most couples find a routine in which one does the majority of work in one area (i.e. taking out the trash or grocery shopping). As long as you’re dividing the labor, you’ll probably feel okay about it. It may be helpful to have a wheel of chores or a schedule if you find one of you is doing more than the other. ”

It’s better if couples over-plan this part, Pillai-Friedman says. “I suggest to couples that they create a chore schedule with individual responsibilities listed. This is something that can be negotiated as you go.”

What To Ask: What are your thoughts on having guests over? When is a heads-up required? (Meaning, I’m not going to come home to you and your sister binge-watching “The Real Housewives” three nights a week, am I?)
Follow Up With: Do you have any must-watch TV? What is your schedule like? Are you a morning or night person?

Why It’s Important: “Chances are if you’ve dated for a while, you have at least a vague idea on what shows you each like, your social style and whether or not you’re a morning or night person,” Syrtash explains. “But it’s good to establish a system now that you’re officially sharing a space. Perhaps one of you is spontaneous and the other needs to plan. In this case, you may establish a boundary in which you will give each other notice before anyone comes over. This way, you can decide on case-by-case basis if it works for both of you.”

Also important: What religious symbols can be displayed, Pillai-Friedman adds. “Would the Jewish partner be comfortable with the Christmas tree in the house? [This is] very important for inter-faith couples,” he says.

What To Ask: What is the ultimate goal of moving in together?

Why It’s Important: “This is something that most couples do not talk about,” Pillai-Friedman says. “The goal could be as follows: Saving on rent (no permanent plans); enjoying each other’s company and waiting to see where it goes; planning to marry or make a permanent commitment after a specific period of time (specify one year, two years, etc…)”